Silent Re-KYC against archive — customers verify in 8 seconds, you stay continuously RBI-compliant. No branch visits, no SMS spam.
RBI mandates Re-KYC every 2/8/10 years by risk tier. For a Tier-1 bank, that means tens of millions of re-verifications — historically a manual nightmare. We retrieve the customer's archived face image, run a fresh liveness, and match silently. Customers feel a 5-second app touchpoint, not a Saturday at the branch.
A typical Re-KYC flow, end-to-end.
Your system flags accounts due for Re-KYC. We pull each customer's archived KYC image from your S3 / Vault.
In-app liveness with a 4-second challenge. No store visit, no agent.
Match score above your threshold? Auto-pass. Below? Route to a human reviewer with full evidence pack.
Archive lookup, demographic refresh, audit log.
Fresh liveness + match against archived photo, three-tier scoring.
Run a million silent Re-KYCs in a weekend.