All solutions A.01 · Onboarding & KYC

End-to-End Customer Onboarding

Open accounts in 60 seconds with full Aadhaar KYC, biometric verification and signed agreements — RBI-compliant out of the box.

60s
Onboarding TAT
+45%
Completion rate
99.9%
Uptime SLA

Replace 4 days of paperwork with 4 API calls.

A complete digital onboarding journey — from Aadhaar capture to a signed account agreement — that meets RBI MD-KYC, IRDAI VBE and SEBI risk-suitability requirements without 4 different vendors. Drop-off rates fall by 45% on average because friction is replaced with milliseconds.

Four steps. Sub-60-second TAT.

A typical onboarding flow, end-to-end.

01

Aadhaar / PAN capture

Identity Verification

User snaps the front and back of their ID. Our OCR returns structured fields with auto-rotation, quality gate and Aadhaar masking.

02

Liveness & face match

Face Authentication

A 4-second liveness challenge confirms the person is real. We compare the live face to the ID photo with three-tier risk scoring.

03

Account agreement eSign

eSign

The user signs the account opening agreement via Aadhaar OTP. Document is stored 7 years, tamper-proof.

04

Welcome SMS + handoff

SMS Aggregator

Customer gets a welcome SMS with their account number; your CRM gets a webhook with full audit trail.

Powered by 4 of our 6 core APIs

Identity Verification

Aadhaar OCR + PAN match + DigiLocker pull, all behind one endpoint.

Face Authentication

AWS Rekognition liveness + 1:1 compare with three-tier risk thresholds.

eSign

Aadhaar OTP eSign with 7-year audit retention. IT Act §3A compliant.

SMS Aggregator

DLT-aware welcome notifications via MSG91 + Gupshup auto-failover.

Onboard your next million customers, faster.

Sandbox keys in 5 minutes. Production review in under 2 weeks.