Six APIs powering India's UPI economy — from wallet upgrades to merchant onboarding in 24 hours.
UPI volume is doubling every 18 months. Each transaction is a fraud surface, and the bad actors are using AI too.
Fake stores, drug-and-gambling layering, money mule networks — they live in the long tail of merchants.
RBI tier rules are layered, ambiguous and changing. Users abandon mid-upgrade more often than they finish.
Five proven workflows our customers ship in days, not quarters.
From signup to live merchant — complete KYB with director KYC, GST/Bank verify and signed terms.
Director Identity + Face → GST/Bank → Risk → eSign merchant agreementMin → Small → Full wallet upgrades with the lightest possible re-verification.
Re-Identity check → Face match → Wallet tier upgradeHigh-throughput SMS OTP infrastructure with auto-failover for time-critical txn flows.
Txn intercept → MSG91 OTP → Verify → AllowAI handles dispute intake, status checks and chargeback questions in 5 Indian languages.
Customer call → AI triage → Resolve / route → UpdateML scoring at txn time blocks money-mule and layering patterns before they settle.
Txn intercept → Risk model → Block/allow/step-up FaceFirst-class support for the rules your compliance team wakes up thinking about.
Our merchant onboarding TAT dropped from 11 days to 18 hours. Risk catches mule networks we used to find weeks later.
Sandbox in 5 minutes. UPI-grade SLAs. Real-time fraud rules included.