From customer onboarding to debt recovery — six AI services, one integration. Sub-50ms, RBI-aware, audit-ready.
Aadhaar XML, DigiLocker and video face-to-face sessions are stitched together by hand. Customers drop off before completion.
RBI MD-KYC, DPDPA, Digital Lending Guidelines and DLT each demand different evidence. Each new rule is a sprint.
Manual call centers can't scale to Tier-2/3 borrowers. Cost-to-collect rises while delinquency holds steady.
Five proven workflows our customers ship in days, not quarters.
Open an account in under 60 seconds with full KYC, biometric verification and signed agreement.
Aadhaar OCR → Face Liveness → eSign agreement → SMS OTPScore, sanction and disburse with a single workflow that ends in a legally valid signed contract.
Identity → Risk Score → Multi-loan Check → eSign Sanction → DisburseSilent Re-KYC against archived images. Customers re-verify in 8 seconds, not 8 days.
Pull archived face → Match against fresh capture → Update recordAI handles low-risk reminders. Mid-risk goes to AI Call Center. High-risk to human agents — automatically.
Risk segmentation → AI Call → Promise-to-Pay → EscalateHigh-value transactions trigger real-time risk scoring and optional Face confirmation.
Txn intercept → Risk score → Face confirm if high → Allow/BlockFirst-class support for the rules your compliance team wakes up thinking about.
Zantras compressed our onboarding from 4 days to 90 seconds — and our compliance team actually approved it on the first review.
Sandbox keys in 5 minutes. Banking-grade integration support.